Migrants & Debt: An Unhappy Marriage

epa04865110 Refugees gather for a sit-in at the entrance of the refugee camp in Dresden, Germany, 29 July 2015. They protest against the living conditions in the camp and demand adequate housing in buildings.  EPA/OLIVER KILLIG

One of the toughest things about being a migrant is that the cost of setting up a new life often causes tens of thousands of dollars of debt. Banks in new countries will rarely lend money to people who are not established in their country. As a result, it can be very troublesome for migrants to find the resources that they need to start with their new lives. A number of individuals however, were able to find timely and effectively solution with the help of peer-to-peer lending.

Peer-to-peer lending revolves around the practice of debt financing which allows individuals to borrow and lend money without the need to use of an official financial institution as an intermediary. This in turn allows newcomers such as migrants to have their loans granted receiving the necessary aid in the process.

Many peer-to-peer lending companies have emerged especially today where more and more individuals are leaning towards such practice. This is because of the huge convenience these companies provide to their clients. Furthermore, several of these lending companies have set up and integrated their services over the internet which allows for easy access and reach to their clients. Consider these peer-to-peer lending companies around the world.

Lending Club is considered to be the world’s largest online credit marketplace in the USA, facilitating personal loans, business loans, and financing for elective medical procedures. Borrowers access lower interest rate loans through a fast and easy online or mobile interface.

Zopa is the UK’s leading peer-to-peer lending service that was founded in 2005 and has helped people lend more than £1.51 billion in peer-to-peer loans. Furthermore, the company has also been voted ‘Most Trusted Personal Loan Provider’ in the Moneywise Customer Awards for the past 6 years in a row.

Lendling Loop is an online marketplace for Canadians to lend money to growing local businesses. The company was born after the founders became frustrated with the inefficiencies and imbalances of traditional banking being driven by costly intermediaries. Lending Loop aims to solve this problem through its innovative marketplace that efficiently connects Canadians willing to lend with businesses seeking financing.

The New Zealand finance market is dominated by some of the most profitable banks in the world and Harmoney was built from the ground up to create a better financial experience.

Clients today will indeed not be finding any shortage of peer-to-peer lending companies proving themselves to be an invaluable asset to migrants who are dealing with their debt. It is good to hear that there exist a huge number of alternative bank lenders who are happy to welcome their clients as they find a way to help resolve their debt problems. Since most of these peer-to-peer lending companies can be found online, clients are able to save a great deal of time and resources looking for them as there is no need to travel to distant location just to get in touch with them as these can be done at the comfort of one’s home. Consider peer-to-peer lending today.


Three Out of Ten Saints Were Psychic


In the Catholic faith, three out of ten saints were considered to have psychic which makes up for a total of 30% of all saints ever ordained. What is a psychic? Are psychics’ special people? What is the catholic’s outlook about it?

Former top parapsychologist Rhea White studied the lives of 2,532 Catholic saints and had found that 676 of them had some sort of psychic experiences which amounted to an incredible 27%. One of the more popular saints was St. Joseph of Copertino, who was described to be as one who was prone to miraculous levitation and intense ecstatic visions. Clairvoyants or ones who serve as mediums who channel spirits are most of the physics we would normally encounter in the present.

Physics that are able to see into the past, present or future are labeled as clairvoyants. With that being said, this is not associated to a clairsentient which means clear sensing or clairaudient which is one who gets information by hearing making psychic fall under a different category. Oftentimes, physics who describe themselves as clairvoyants claim that they have natural borne abilities. On the other hand, the information mediums receives comes from spirits whom they “channel” and this is what most of them are claiming. As you can see, there are varying degrees of physic each with their own respective categories. How do catholics view physic abilities?

Catholics find such ability to a gift that needs to be taken with utmost care and caution. The problem however lies then people decide to use the abilities that they have and put them to the wrong use. Deut 18:10-12 states: Let there not be found among you anyone who immolates his son or daughter in the fire, nor a fortune-teller or soothsayer, charmer, diviner or caster of spells, nor one who consults ghosts and spirits or seeks oracles from the dead. Anyone who does such things is an abomination to the Lord.” As such, God has shown disdain for such practice as shown by the scriptures.

The Bible is indeed extremely against the act of spiritism. This includes the practice of necromancy, sorcery using mediums and other activities associated in them. The reason behind this is that people are seeking answers from other supernatural beings and not from God. People often associate meditation with the practice of channeling. With that being said, meditation is clearly different as it is an act of praying to God or to the saints for their intercession. Meditation is not channeling and the difference is that people are we’re invoking and praying to them. On the other hand, the ones who are inviting the spirit to enter them and speak through them or use them are the mediums.

Psychic reading abilities are considered to be a gift rather than a curse. With that being said, it is important to practice humility and a life of love and service not taking advantage of the gift that one has been blessed with.


Marketing the Miracle: The Best Christian Social Media


Social media hosts a variety of platforms that are able to cater to the different taste and preferences of an individual. For Christians, it is good to hear that social media has been very welcoming to their faith and this is quite apparent with the number of social media pages that focuses on providing clean and healthy content that is safe for all ages. Let us consider the best Christian social media pages found today.

Hillsong Worship is an Australian Christian music praise & worship group from Sydney, Australia, where they started making music in 1983, at Hillsong Church. Hillsong Church has nearly 1.5 million followers and the page focuses on providing a good amount of content with posts and other related media.

Christian Today is an independent, inter-denominational, Christian media company serving the church with current and relevant news items with almost 5 million followers over their Facebook page. The same can also be said with regards to the Christian Post which is considered to be the most comprehensive source of news for Christians in the world, with national and international coverage of current events affecting and involving church bodies, ministries, companies, and the general Christian public. Both of these pages work hand in hand together in delivering timely and relevant articles

Christian Quotes just like its name implies delivers motivational and inspiring Christian quotes to live by. This page is a compilation of Christian quotes that is displayed in an original image which makes it great for sharing with friends and family with 3 million followers and counting. The posts that they share includes videos, pictures, scriptures and even memes all delivered in a clean and fun way.

On the other hand, Christian Mingle is a Christian community where you can find singles that share your values. This in turn gives other Christian individuals a great opportunity to meet others who share the same faith and believes in an effort to start a solid relationship with them. The page posts tips and advice such as first date questions, how long should one wait before meeting in person and the likes. They have also setup live Q & A’s as well as form events from time to time such as a beach cleanup a gathering as a chance to meet other individuals.

It is good to hear that social media has embraced Christian values and culture making it relatively easy to find such pages today. It should also be noted that the Christian social media profiles that are listed below are verified pages and this helps greatly in determining the page’s authenticity. If you are looking for Christian social media pages, make sure to look for a check icon on the top of their profiles which can either be colored blue or black.

If you want to promote or perhaps advertise a Christian page, knowing the right marketing methods will go a long way in drawing the interest of your target audience which increases the likelihood in them following your pages.



The Miracle of Prayer; Healed from Deafness

Forming a relationship with god and living in the footsteps of Jesus’s word have always played an important role in the faith and community of Christianity.

With just under half the worlds population having been presided over via some element of Christian influence; the America’s, Europe and Asia. Many extraordinary stories have emerged throughout the centuries of miracles occurring that only can be described as an act of God and the direct result of Christians being healed with the aid of Prayer.

Many of those who have been healed suffer from debilitating ailments that effect the quality of life of the individual effected. Every thinking from blindness, being unable to walk, hearing problems such as otosclerosisGod’s healing power has been experienced by many through the ages.

Part of the great commission Christ has given us as disciples is to go out and “heal the sick” (MARK 16). Many can testify of how God has miraculously intervened in their lives and how they have been healed by the power of God. This sheet gives many of the scriptures that talk about God’s healing power.


Jesus WANTS to heal us.

JOHN 14:12

Greater works shall we do.

MARK 16:15-20

Great commission.

ACTS 10:38

Jesus healed ALL that were oppressed of the Devil.

ISAIAH 49:15

God wants to heal us – we are His children.

LUKE 4:18

We are to deliver the “captives”; give sight to the blind, etc.

MARK 5:35-40*

Jesus “touched” the people – but unbelief must be removed!

JOHN 20:30-31

Jesus did miracles so that the people would believe Him.

MARK 11:23-24

Speak unto sicknesses & diseases! – believe and receive! No recorded place in the Bible where the disciples ever prayed for the sick after the day of Pentecost! It doesn’t say “talk to God” – but “speak to the problem!”

JOHN 8:44

Satan murders, lies and is no truth!

PSALM 107:20

God sends His Word and heals, and delivers from destruction. Make sure all hear The Promises in this Word!


Jesus had people put their faith into action!

MARK 3:5

“Stretch forth thine hand.”

JOHN 5:8

“Rise, take up thy bed, and walk.”

JOHN 9:7     

“Go, wash in the pool of Siloam.”



Helping Vulnerable Female Immigrants Improve Their Futures

Wherever we are, in whatever country, we must help those in need. Especially, those of us living in wealthier western nations, we can lift much more than our own weight. It is a disgrace to see so many fat Americans and Australians watching TV and doing nothing to help new migrants and refugees in their countries. What is wrong with these people and what has gone wrong with our societies? Why is it all me, me, me? Where is the good Samaritan? Helping another human being is far more satisfying than gratifying oneself through meaningless entertainment.

In particular, we could all be helping vulnerable immigrants improve their futures. If we really try we can help find jobs for women in vulnerable positions and allow them to transition from low paid and exploitative jobs. Or, from degrading and exploitative positions, as in the case of those forced into prostitution. It is the responsibility of Christians to help those that are in need, there should be no discrimination against who-ever requires help … Jesus helped Mary Magdalene, who some think might have been a sex worker herself.

Helping Vulnerable Female Immigrants Improve Their Futures

I do not wish to harp on about those unfortunate women who find themselves forced by economic necessity to turn to involvement in the commercial sex industry, but they must know that there are those of us in this community who wish to help them. We all need to reach out and lend a helping hand, offer a smile and practical aid wherever possible. Community outreach programs, through church and government programs, are vital for these unfortunate and vulnerable members of our communities.  They must be assured that they are not alone in their time of need. There are Asian escorts, being exploited by nefarious members of their own race in this country.

I would say to all who read this missive, get up off your sofa and go out into the world and see what you can do to help. Join a church group, or a volunteer organisation, that is dedicated to helping vulnerable female immigrants improve their futures. Do something practical today, don’t put it off a moment longer, get up off the chair and walk out that door. Action speaks louder than words; help a vulnerable woman today. Imagine how good your heart will feel, knowing that you have made a real difference to the lives of these women.


Gifts Ideas for the Faithful

Gifts come in different shapes and size each with their own respective themes. Those who are spiritually inclined and would like to share and celebrate their faith with everybody are able to do so today. This is made possible by choosing to adorn or purchase several accessories that help celebrate your faith. Listed below are some of the websites on the internet where you can buy online faith orientated items.

JCLU Forever

JCLU Forever is a great store to head over if you want to be a bit more vocal with what you believe in. The store provides a huge variety of clothing options from t shirts, long sleeves and even bottoms each with their own respective design. Spiritual as well as inspirational message are printed with their clothing which helps their clients keep the faith.

Family Christian

If you are looking for accessories, Family Christian is a good place to go. The store provides a more subtle approach with the spiritual items that they provide. They sell wallets with spiritual message as prints and even bible verses. The same can also be said with their iPhone cases, tote bags and many more.


Another great place for Christian accessories can be found at Eden. The store has a complete collection of Christian clothing, jewellery & accessories along with a wide range of colourful and meaningful T-Shirts in every size. This includes key chains, dog tags and tote bags each with their own personal messages. Customers will also be able to find silk scarves and shirts to complement the accessories that they are purchasing.

Live the Word

Live the Word offers wholesale Christian t shirts are affordable prices. This is great if you have a group of friends with you who share the same cause, vision and beliefs with you. This also works great as complimentary gifts that you can share with your loved ones.


Kerusso is the Greek word meaning, “to herald (as a public crier), especially divine truth (the Gospel); preach, proclaim, publish.” And this is where the store got its name. Kerusso provides a huge selection of Christian items to purchase ranging from t shirts, jewelry and even books.

Christian Books

Gift ideas for the faithful are not complete without its fair share of spiritual related books. Christian Books are able to provide just that having one of the most expansive selections of reading materials which can be ordered with just a few clicks of a button.

One will not be finding any shortage of gift ideas for the faithful with them being available on a regular day to day basis. It is good to hear that such items are easily accessible making purchase quite convenient and hassle free. Promotional Items can be a good way to introduce your clients about the products and services that you provide to them. These items can be easily customized to fit the need and preference of their customers. This in turn makes it possible to create Christian inspired promotional items for sharing.


Social Media Groups Supporting Refugees


Social media has increased in popularity receiving its fair share of the spotlight for quite some time. Millions of active users make use of their service on a regular day to day basis making it a great platform for a variety of campaigns. Social media support groups have been very helpful in spreading the much needed awareness in different areas. Refugee support is an global issue that needs to taken seriously and it is good to hear that in the present you will find several social media support groups who share the very same cause and encourage others to do the same. Let us look at some of them today.

Buddies Refugee Support Group Ltd

Buddies Refugee Support Group Inc is a Sunshine Coast group that advocates for the just and compassionate treatment of refugees, consistent with the human rights standards which Australia has developed and endorsed. They advocate for just and compassionate treatment of refugees, consistent with the human rights standards which Australia has developed and endorsed.

Combined Refugee Action Group

The Combined Refugee Action Group (CRAG) advocates for the rights of all asylum seekers and refugees. CRAG brings together people from a variety of backgrounds – Church and Community Groups, Unions, Refugee Support Groups, Social Justice and Social Action Groups, students and individuals – united by the shared aim of advocating for a just, humane and welcoming policy towards asylum seekers and refugees.

Refugee Action

Refugee Action is a national charity working with refugees to build new lives in the UK. they help people who’ve survived some of the world’s worst regimes to find the basic support they need to live with dignity.

UN Refugee Agency

This is the official account of UNHCR having 1.96 million followers as of writing. Its primary purpose is to safeguard the rights and well-being of refugees. It strives to ensure that everyone can exercise the right to seek asylum and find safe refuge in another State, with the option to return home voluntarily, integrate locally or to resettle in a third country. It also has a mandate to help stateless people.

These are some of the many social media groups who share their support to refugees all over the world. It should be noted that social media makes it relatively easy for just about anyone to follow a particular page or profile with just a click of a button. This in turn gives online users the relevant and timely information that they want to see. The same can also be said with social media groups supporting refugees as they share news, videos and other related articles revolving this particular issue.

Aside from social media groups, other companies and platforms as well have shared their support towards the refugee situation. Respective Linked In profiles also share recent news and updates happening around the globe which allows for timely information to be shared over the internet.

If you want to support refugees around the world, consider joining or following the social media groups that are listed above.


Manus Island A Harsh Symbol of Australia’s Approach To Refugees


The news that broke out in Manus Island and their treatment of refugees showed the world the reality about this particular issue while also revealing that changes that need to be implemented in order to fix this problem. Manus Island has become known as a harsh symbol of Australia’s approach to refugees. The government however is looking for some ways on how to resolve this case.

The first step can be seen with the PNG ruling Manus Island Detention to be Illegal. Papua New Guinea’s Supreme Court has ruled Australia’s detention of asylum seekers on Manus Island is illegal. A panel of five judges ruled that detention on PNG breached asylum seekers’ fundamental human rights and breached the right to personal liberty in the PNG constitution. It was indeed a lost cause with many believing that Manus Island detention center money could have better spent on services. For instance, Green senator Sarah Hanson-Young said the centres were not only “cruel and illegal” but also immensely expensive to operate. Ms Hanson-Young said, “This money would be better spent on schools, hospitals and support for the homeless, but instead the government has spent billions on being cruel to people seeking asylum.”

With Manus Island closing soon, there is a need to find a suitable location to accommodate the refugees. Many believe that Manus refugees likely to be relocated to Christmas Island and Nauru. Christmas Island and Nauru are firming as the likely destinations for the detainees on Manus Island, with the closure of the detention centre imminent, according to Papua New Guinea officials.

The local government is not the only ones who can help the refugee situation in Australia. The community as well can take part in helping spread the much needed awareness to others about this particular issue. Working hand in hand together to spread their cause has also become much easier today with the emergence of social media. One can share articles, news and other related information over their respective social media profiles today. Australian lawyers also have a better understanding about this matter and getting in touch with them is a good way for one to have some extent of an overview about the refugee problem in Australia.

It is also good to hear that in the present, there are several organizations that share the same vision and ideals about refugee. The Refugee Council of Australia (RCOA) for instance, is the national umbrella body for refugees and the organisations and individuals who support them. It has more than 200 organisational and over 900 individual members. RCOA’s core purpose is to promote the development of humane, lawful and constructive policies towards refugees and asylum seekers. To inform their positions on policy matters, they undertake research into a wide variety of issues affecting refugees and asylum seekers.

There is also Asylum Seeker Resource Center or ASRC which is a community-lead, not-for-profit organisation that is committed to upholding the human rights of all people seeking asylum as well as Australian Refugee Association or ARA who believe in the capacity and desire of refugees to be productive citizens through contributing to the social, cultural and economic life in Australia. You will find similar organizations you can join in simply by looking them up over the internet today.


Immigration reform tactics create division in Congress

immigration reform

That immigration reform will be a priority for Congress this year has quickly cemented as the conventional wisdom, but political leaders are beginning to divide on the best way to achieve reform.

Some members of both the House and Senate have been introducing piecemeal legislation that would tackle different aspects of the problem, such as a “pathway to legal status” bill, an alternative to the DREAM Act that would apply to fewer people, and a bill that provides for an increase in technology visas.

At the same time, a closed-door bipartisan group is rumored to be drafting a more comprehensive document. Rep. Zoe Lofgren, one of the group’s members, says she is “cautiously optimistic” about the possibility for a comprehensive agreement this year.

There is a narrow window for them to act. Many fear that disagreements over immigration go to deep for parties to be able to agree on a comprehensive proposal. However, Republican leadership has indicated that they will support a comprehensive approach, and pressure is mounting for the rest of Congress to follow suit.

After years of pushing this issue down the road, Congress must decide if they will stand for more bickering over piecemeal legislation, or work for the comprehensive reform package that is necessary for our country to move forward.